Tuesday, May 8, 2012

John Dimmer – The finance Guy


                John Dimmer focused most of his discussion on financing a business.  He is an entrepreneur that has been involved in many tens of companies.  He explained how even though money is not the primary goal of starting a company as an entrepreneur it is one of the primary concerned when trying to get a startup off the ground.  He is currently involved with Angel Network and this company helps as an angle investment company for startup companies looking for that extra financial push.
                One of the first ways he suggested getting funding is through friends and family or by personal credit cards.  Another way and probably the second step you want to take if you need more money is to talk with angel investors.  This is probably the best option for startup companies since they look to invest smaller amounts compared to the $10s of millions that VC’s would like to invest.  Last is Ventures Capitalists because IPO’s are unobtainable by most.  VC’s although have tons of money they will want to have much more control over the workings of the business and will look for reasons not to invest in your idea.
                He did focus on Angel investments since these are the more friendly types of investors and what he does currently.  He pointed out that there are a few options when obtaining a loan from an angel investor.  One is a loan option another is a stock option and finally there is a combination which is the smallest gamble on the side of the angel investor.

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